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9 Different Savings Methods and Ideas #MaoriMillionaire

There are many different methods to saving. This post is to share some of my favs:

  1. 50/30/20 rule - this is where you spend 50% of your income on your needs, 30% on your savings, and 20% on your wants

  2. In a partnership, to spend one persons income on living costs and then the other persons income for investing and saving

  3. If you're alone, to live off of your side hustle and save your 9-5 income

  4. If your side hustle isn't generating enough to do number 3, then to live off of your 9-5 income and to invest and save your side hustle money

  5. Pay yourself first - This one is my literal favourite. This method uses the idea that your savings and or investments are a 'fee'. This works so that your mind is like 'ok I have to pay $50 in to my 'bill' (savings) account. Its all in the mentality....

  6. Decrease your expenses or increase your income

  7. Stop going on date night until you can afford it - or, go on cheaper dates!!

  8. Save spare coins - If you really do not have spare cash each week to put away, start small. This can be as small as saving coins in a container until they add up. Remember, every cent counts.

  9. Stop buying lunch at work! This is one of the biggest money thieves!!!! Every day you spend $10-$20 which adds up to $50-$100 a week and then you say that you can't afford to save?

These are my ideas, comment yours below so that we can grow as one!


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